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USDT vs USDC — price, size and safety, side by side

USDT (BNB Chain) vs USDC (BNB Chain) — every figure is the freshest dated measurement we hold for that token, never a live-feed guess. Prices stamped 2026-09-27 / 2026-09-27.

USDTC

$0.9986
Tether USD on BNB Chain
Trade USDT
vs

USDCE

$0.7631
Classic USDC on BNB Chain
Trade USDC

USDT vs USDC — normalized performance, 2026-09-16 to 2026-09-27T15:10:18

100 — shared start
USDT −0.02%  ·  USDC −23.7% — both series rebased to 100 at the first measured point in the shared window; not a raw-price chart.
USDTUSDC
Price$0.9986$0.7631
Market cap$9.17B$11
24h volume$1.27B$126.92M
Liquidity$601.61M$1.38B
FDV$9.17B$38.16B
Holders02,778
Age (days)311262
Safety gradeCE

Where they differ

What the data says

USDT

USDT on BSC is Tether's dollar on the chain that still clears a meaningful share of stablecoin volume — issued by Binance's peg mechanism under the BEP-20 standard at 0x55d398326f99059ff775485246999027b3197955, the canonical BSC mint. Our September 27, 2026 snapshot reads $601.6 million of tracked pool liquidity.

The honest chain note: this is a pegged representation — the reserve sits with Tether, and the BSC contract is Binance's wrapped issuance of that claim, not a second Tether mint. That makes its risk profile two-layered: Tether's attestation cadence underneath, plus the bridge-custody layer Binance operates on top. For most users the distinction never matters; for anyone holding size it is the entire question.

Full USDT safety read →

USDC

Before the market numbers, there's a contract detail on USDC to flag. The mint and freeze levers on USDC's contract is still live as of 2026-09-27, leaving the deployer able to create new supply or freeze transfers for now. Until that changes, USDC stays around 37/100 — worth watching, and an easy win for the project if they remove it.

Here's where USDC stands today: $1.38B of on-chain liquidity, 2,778 wallets holding and 262 days old as of 2026-09-27. Against roughly $11 in market cap, the $1.38B of liquidity is genuinely healthy: deep enough that ordinary trades clear cleanly, which is exactly what you want to see. The 2,778-wallet base is a reasonable spread of ownership, though a headline count doesn't show whether a few wallets dominate — the concentration read on this page speaks to that. Treat the creator's holdings as the headline risk: 72.5% of USDC's supply sits in the deployer's wallet as of 2026-09-27, well past the 'no single holder over 5%' line the scanners use.

Full USDC safety read →

FAQ

Which is bigger, USDT or USDC?

By tracked market cap: USDT (BNB Chain) measures $9.17B and USDC (BNB Chain) measures $11 — dated snapshots, not a live feed.

Which is safer, USDT or USDC?

On the contract checks we publish: USDT (BNB Chain) grades C and USDC (BNB Chain) grades E. A grade is a structural check on the contract, not a promise about the asset.

How have USDT and USDC performed over the shared window?

Between 2026-09-16 and 2026-09-27T15:10:18, the measured snapshots show USDT at −0.02% and USDC at −23.7%.

More comparisons

WBNB vs USDTWETH vs USDTUSDT vs WETHSOL vs USDTCCV vs USDCRDK vs USDCUSDC vs SOLUSDC vs WETH

The grade column is the one CMC's compare page cannot print — our grade is computed from the contract itself (mint/freeze authority, liquidity, holder concentration). Changes are measured over the shared window stated on the chart, 2026-09-16→2026-09-27T15:10:18; a token with fewer measured points measures a shorter span inside it.

Figures are dated on-chain snapshots, not a live feed. Safety grades are structural checks — not investment advice. Free · no signup · a NexFlow product.