HostUSDC vs USDT — price, size and safety, side by side
USDC (Solana) vs USDT (BNB Chain) — every figure is the freshest dated measurement we hold for that token, never a live-feed guess. Prices stamped 2026-11-15 / 2026-11-11.
USDC vs USDT — normalized performance, 2026-09-15 to 2026-11-11T18:19:14
| USDC | USDT | |
|---|---|---|
| Price | $0.9997 | $0.9996 |
| Market cap | $8.80B | $9.17B |
| 24h volume | $17.80B all venues | $787.61M all venues |
| Liquidity | $383.18M | $478.31M |
| FDV | $8.80B | $9.17B |
| Holders | 5,248,202 | 80,624,971 |
| Age (days) | — | 311 |
| Safety grade | A | B |
Where they differ
- USDC measures ~23× the 24h volume of USDT
- USDT measures ~15× the holder count of USDC
What the data says
USDC
USDC is the dollar most of Solana actually trades in, and judging it takes a different lens than the one that works on memecoins. This is a centralized, fiat-backed stablecoin: Circle issues it, holds the reserves behind it, and publishes monthly attestations of those reserves. On Solana it lives at mint EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v, where the November 6, 2026 snapshot records about $8.8 billion of market capitalization, roughly 5.25 million holders, and around $383 million of tracked pool liquidity — the deepest dollar venue on the chain.
Here is the part that confuses people who learned token safety from rug-checkers: USDC's mint and freeze authorities are live, on purpose, permanently. Circle has to mint new USDC when dollars come in and burn it when they go out — that is what "backed" means mechanically — and it maintains the ability to freeze addresses to comply with sanctions and court orders, which it has used. On a memecoin, a live mint authority is the classic rug lever; on a fiat-backed stablecoin it is the product working as designed. The risk hasn't vanished — it has moved from an anonymous deployer to a regulated company, which is a trade most holders are knowingly making.
USDT
USDT on BSC is Tether's dollar on the chain that still clears a meaningful share of stablecoin volume — issued by Binance's peg mechanism under the BEP-20 standard at 0x55d398326f99059ff775485246999027b3197955, the canonical BSC mint. Our November 6, 2026 snapshot reads $478.3 million of tracked pool liquidity.
The honest chain note: this is a pegged representation — the reserve sits with Tether, and the BSC contract is Binance's wrapped issuance of that claim, not a second Tether mint. That makes its risk profile two-layered: Tether's attestation cadence underneath, plus the bridge-custody layer Binance operates on top. For most users the distinction never matters; for anyone holding size it is the entire question.
FAQ
Which is bigger, USDC or USDT?
By tracked market cap: USDC (Solana) measures $8.80B and USDT (BNB Chain) measures $9.17B — dated snapshots, not a live feed.
Which is safer, USDC or USDT?
On the contract checks we publish: USDC (Solana) grades A and USDT (BNB Chain) grades B. A grade is a structural check on the contract, not a promise about the asset.
How have USDC and USDT performed over the shared window?
Between 2026-09-15 and 2026-11-11T18:19:14, the measured snapshots show USDC at −0.01% and USDT at +0.20%.
More comparisons
WBNB vs USDCUSDC vs CBBTCUSDC vs USDSUSDC vs STETHWBNB vs USDTWETH vs USDTUSDT vs CBBTCUSDT vs USDS
The grade column is the one CMC's compare page cannot print — our grade is computed from the contract itself (mint/freeze authority, liquidity, holder concentration). Changes are measured over the shared window stated on the chart, 2026-09-15→2026-11-11T18:19:14; a token with fewer measured points measures a shorter span inside it.
Figures are dated on-chain snapshots, not a live feed. Safety grades are structural checks — not investment advice. Free · no signup · a NexFlow product.